Overcoming Housing Instability and Disability: One Renter's Journey to Pursue Higher Education

Author
Anonymous
| Published at
January 22, 2025
| Updated on
January 22, 2025
Author
Anonymous
Published at
January 22, 2025
Updated on
January 22, 2025
A resilient individual battles housing instability, disability, and financial struggles while pursuing a Bachelor of Science and rebuilding their life.

KEY TAKEAWAYS

  • Resilience in Adversity: Despite facing housing instability and a debilitating medical condition, this individual continues to pursue higher education and rebuild their life.
  • Advocacy for Support: The story highlights the challenges faced by individuals with disabilities in accessing financial aid and stable housing.
  • Housing Crisis Affects All: Even though this individual has consistently paid rent, life keeps throwing them curve balls. Many are now in the same distress moments of their life.
  • Dear Ms. Bollu,

    I have stories of renting, both good and bad. Unfortunately, the current reality of housing costs has forced me to take extreme measures. Unable to afford a stable place to live, I am moving into a motorhome to survive.

    Battling Disability and Housing Challenges

    I have an unpredictable disability (seizures) and, in the current climate, cannot find reasonable work. Currently, I pay $1,025 for a room in a two-bedroom unit, but my roommate is leaving, and the farm I live on is being sold. This means I face a 90-day eviction notice from that date.

    The journey has not been easy. I have lived under constant vigilance due to threats of violence and financial struggles.

    Rebuilding After Adversity

    Since my ex-spouse was removed from my life in 2014, I’ve worked tirelessly to rebuild. Despite the damage to my personal credit when he misused my Power of Attorney, I improved my credit score from 353 to close to 700 (currently 668 due to purchasing the motorhome).

    I am not a drug addict, alcoholic, nor am I loud or offensive. Yet, I find myself without support, isolated in society. Even my son moved out at 17, choosing to live with his best friend’s family.

    Pursuing Education Against All Odds

    Amid these challenges, I have been pursuing a Bachelor of Science in Microbiology, with a minor in Ecology. I first graduated high school in 1997, earning Arts and Humanities credits on time despite the difficulties I faced.

    Years later, I returned to high school to earn the math and science credits necessary for university enrollment. This journey included battling the federal government for access to financial aid, as I did not initially qualify for OSAP due to my disability. Finally, I was granted tuition-only grants based on my disability.

    In January 2022, I began studying at the University of Guelph, Ontario. I am now almost halfway through my degree, maintaining a 79% average. However, my performance could be even better if not for the unrelenting stress of housing insecurity, inadequate nutrition, and the constant need to work to cover basic living costs.

    A History of Housing Instability

    The following timeline illustrates the housing challenges I have faced:

    • 2014: Removed my ex-spouse and discovered the financial chaos he left behind. I could not afford housing on my own.
    • 2017: Moved to Dundas due to financial struggles while attending school.
    • 2018: Left due to a bedbug infestation that caused a severe allergic reaction in my son.
    • 2019: Lived in the basement of a hoarder’s home, sharing space with their belongings. Left due to mental health concerns.
    • 2020: Rented from a landlord who struggled with substance abuse. Left for safety reasons.
    • 2021: Endured dangerous living conditions in a Kitchener building plagued by drug activity and violence.
    • 2024 (Present): Face eviction as the farm I currently reside on is being sold.

    The Emotional Toll

    The compounding pressures of these experiences have left me feeling cornered. Recently, I even began preparing a MAiD (Medical Assistance in Dying) application, recognizing how unfair it is to lack choices despite doing everything right. I have not scammed the system, yet I continue to pay the price for circumstances beyond my control.

    The Landlord's Perspective

    I understand the landlord's point of view, but I have done nothing wrong and yet face punishment at every turn. Housing instability, coupled with a lack of societal support, has left me struggling to find a place in a world that seems to have no room for people like me.

    Closing

    Thank you for taking the time to read my story.

    Sincerely,


    A Citizen & A Renter Advocate

    Despite facing significant challenges, including housing instability, a debilitating medical condition, and financial hardships, this author has persevered with resilience and hope. Their journey reflects a commitment to education and rebuilding a stable, independent life.

    They have overcome numerous obstacles, including rebuilding their credit and advocating for access to education grants for students with disabilities. With a strong academic performance and unwavering dedication, they aim to contribute meaningfully to the scientific community. this author's story is one of strength, courage, and determination in the face of adversity.

    Affordable Housing
    Canada
    Community
    Education
    Government
    Homeless
    Housing Crisis
    Ontario
    Justice
    Tenant
    Rental
    Unaffordability
    Anonymous
    Openroom Community Member

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