Ontario Landlords: Tenant Won't Pay Rent? Here's Exactly What To Do

Author
Weiting Bollu
| Published at
January 29, 2026
| Updated on
January 29, 2026
Author
Weiting Bollu
Published at
January 29, 2026
Updated on
January 29, 2026

Made for: Landlords or housing providers, property managers

Length: 6 minutes and 14 seconds

Watch on Youtube →

Rental Trio: the top 3 takeaways from this session

  1. Be polite, but don’t let unpaid rent linger. 
  2. Use the N4 → L1 → hearing → order → enforcement sequence. 
  3. Document everything, stay professional, and follow the RTA / LTB rules closely. 

In the case you end up in court, our evidence prep template is a free resource that might be helpful for you.

We'll send it to your inbox, see below!

Transcript

When rent doesn’t show up on time, it’s tempting to flick on your “mean landlord” hat, but a structured, documented approach works better and is legally safer. 

I'm Weiting - CEO and co-Founder of Openroom. After losing $35K+ from tenants who didn't pay rent, I've spent a few thousand hours dissecting the rental compliance laws of Canada to share knowledge I wish I knew about rental housing to prevent you from repeating my mistakes.

I've spoken to thousands of housing providers and residents - one can say I'm a little more than obsessed about everything in this realm. I breathe, sleep, and dream about Openroom - the future to a transparent and connected rental ecosystem.

Let's dive into non-payment of rent shall we?

Here’s a playbook:

Step 1: Courtesy Call or Email Right Away

The day after rent was due, reach out. A simple email or phone call saying, “Hey, I didn’t see your payment come in, is everything okay?” can make a big difference. Sometimes life happens, and a friendly nudge avoids escalation.

Step 2: Serve the N4 Notice immediately

If rent is due monthly on the 1st, you can start serving on the 2nd. Some people wait but it's recommended to serve the N4 Notice by the 4th of the Month at the Latest
If rent is still unpaid, issue a Notice to End a Tenancy Early for Non-Payment of Rent (Form N4). The LTB requires this formal notice. 

  • For monthly tenancies, the termination date must be at least 14 days after delivery of the N4.
    I know you’re wondering about Bill 60
    Until Bill 60’s changes take into effect, continue with 14 days.
  • For weekly or daily tenancies, it’s 7 days. 
  • Make sure your N4 is accurate. List only rent arrears, no extra non-rent charges, correctly calculate the amount owed, and identify the tenant and unit. Get the unit number and postal code right! Errors can invalidate your eviction case.
  • Calculate the Termination Date Correctly
    Because the LTB is very strict about notice timing, count your days exactly. The day you serve counts as day 0, so your 14 or 7 day period begins the next day. Count carefully and to be sure, I’d add an extra day. If you get this wrong, your N4 could be challenged or rejected in a hearing. You don’t want that!

Step 3: File the L1 Application

If the termination date has passed and the tenant hasn’t paid or moved, file Form L1 Application to Evict a Tenant for Non-Payment of Rent and to Collect Rent the Tenant Owes. 

  • You can only file starting the day after the termination date listed on the N4.
  • Include copies of the N4 and a Certificate of Service, plus your rent ledger showing arrears. 
  • Use the Tribunals Ontario Portal, or mail to file. The Portal is quicker.

Step 4: Offer a Payment Plan (Documented in Writing)

Even after filing, try to negotiate. The LTB encourages good-faith repayment offers. 

  • Send a written proposal to the tenant. Email is a great option as you will have a paper trail.
  • Use a formal Payment Agreement, ideally the LTB’s form, and both parties sign it. 
  • If the tenant later misses a payment, you may apply to re-open or terminate under certain conditions.

Step 5: Go to the LTB Hearing

At the hearing, present your evidence: your N4, service proof, the rent ledger, any payment-plan offer, communications, and more. Put it into your evidence package. My team's made an evidence template you can download and use for free.

  • The LTB may issue a payment plan order, with a “s. 78 clause”, meaning if the tenant misses a payment, you can enforce quickly.
  • Or they may order termination/eviction plus payment of the arrears.

Step 6: Once the LTB Order Is Issued, Upload to Openroom.ca

As soon as you get the order, upload it to OpenRoom. OpenRoom lets landlords share the decision and debt with other landlords for transparency. 
Report the debt for credit reporting, even if the tenant hasn’t physically left yet. This helps enforce accountability.

Step 7: Enforce the Order Once Evicted

Getting the order is one thing, enforcing it is another. If the tenant doesn’t leave or doesn’t pay, there are five enforcement options you can explore Garnishment, Examination Hearing, Writ of Seizure/Sale, and more through Small Claims Court. You can also list the debt with a Collection Agency; you have options! 

Keep pushing until you recover what is owed.

It’s time for the Rental Trio: the top 3 takeaways from this session

  1. Be polite, but don’t let unpaid rent linger. 
  2. Use the N4 → L1 → hearing → order → enforcement sequence. 
  3. Document everything, stay professional, and follow the RTA / LTB rules closely. 

That way, even if eviction is your last resort, you've built a legally sound case, and you’ve shown you gave the tenant every fair chance.

References

Ontario Landlord & Tenant Board (LTB) Forms

  • All forms: https://tribunalsontario.ca/ltb/forms-filing-and-fees/#panel1
  • Form N4 – Notice to End a Tenancy Early for Non-Payment of Rent: https://tribunalsontario.ca/documents/ltb/Notices%20of%20Termination%20&%20Instructions/N4.pdf
  • Form L1 – Application to Evict a Tenant for Non-Payment of Rent and to Collect Rent the Tenant Owes: https://tribunalsontario.ca/documents/ltb/Landlord%20Applications%20&%20Instructions/L1_Instructions.html
  • Form L9 – Application to Collect Rent the Tenant Owes (No Eviction): https://tribunalsontario.ca/documents/ltb/Landlord%20Applications%20&%20Instructions/L9_Instructions.html
  • Form L4 – Application to End a Tenancy and Evict a Tenant Where the Tenant Failed to Meet Conditions of a Settlement or Order: https://tribunalsontario.ca/documents/ltb/Landlord%20Applications%20&%20Instructions/L4_Instructions.html
  • Certificate of Service – Required proof that notices/applications were properly served: https://tribunalsontario.ca/documents/ltb/Other%20Forms/Certificate%20Of%20Service.pdf
  • Payment Agreement - A written agreement between the landlord and tenant that sets out a repayment plan for rent arrears: https://tribunalsontario.ca/documents/ltb/Other%20Forms/Payment%20Agreement.pdf

Tools and Articles

Disclaimer: The information provided in this article is for general educational and informational purposes only and does not constitute legal, financial, or professional advice. You should consult a qualified professional regarding your specific circumstances before taking any action.

Weiting Bollu
Mom, Rental Housing Provider, Rental Housing Advocate, Educator, and Openroom Co-Founder & CEO

About the Author

Weiting's entrepreneurial journey began with a costly lesson in rental property management, where she experienced losses exceeding $35,000 due to non-paying tenants. Determined to prevent others from facing similar challenges, she built Openroom to pave a future towards a transparent and connected rental ecosystem.

Drawing from her extensive background in software product management spanning education, telecommunications, insurance, and artificial intelligence, Weiting has become a trusted advisor to founders of venture-backed companies. Beyond the tech sphere, Weiting managed properties for over a decade and made significant contributions to community leadership. She’s served on the Board of Rotary District 7070 and chaired various organizational committees.

Weiting balances her professional endeavours with being a parent of two kids under two. Alongside thousands of other parents, she was awarded participation trophies in innovative improvisation, ever-changing expectations management, daily roadmap planning, and hardcore patience!

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